Five ways to change what card acceptance costs.
There is no single best pricing program. Each option below shifts or reduces card costs differently, with different customer experiences and rules. A review tells you which ones fit.
Request a no-obligation savings review
Programs that shift cost
Dual pricing, cash discount and surcharging programs make the cost of card acceptance visible at checkout so some or all of it can be recovered from customers who choose to pay by card. They require clear disclosure and must follow card network rules and applicable state law.
Programs that reduce cost
If shifting costs to customers does not suit your brand or your market, lower-rate traditional processing focuses on removing unnecessary markups, junk fees and mismatched pricing models so you keep more of every sale.
Choosing between them
The right choice depends on your average ticket, debit versus credit mix, how price-sensitive your customers are, competitor norms, and where you operate. Many merchants start with the review, see the modeled numbers side by side, and decide from there.
What stays the same
Whatever you choose, customers still pay with the cards they already carry, deposits still reach your bank account, and you keep control over how pricing is displayed in your business.
Frequently asked questions
What does PrimeSwipe help my business do?
PrimeSwipe helps merchants evaluate card-processing costs and choose between traditional pricing and eligible FeeShift programs. Start with a no-obligation savings review; the right recommendation depends on your business, payment mix, location and current agreement.
Can I really eliminate every processing expense?
Not necessarily. Eligible pricing programs can offset some processing costs, but equipment, software, monthly fees, debit acceptance and other charges may remain. Ask for a written total-cost comparison rather than relying on a headline rate.
What do I need to request a savings review?
Your name and email are enough to start. Business details and processing volume are optional. A specialist may later request a recent statement through an appropriate secure channel. Do not send card numbers, bank credentials or Social Security numbers through this website.
Is requesting a review a merchant-account application?
No. This short inquiry does not open an account or commit you to a contract. Underwriting, documentation, equipment compatibility and final pricing are reviewed separately before you decide.
Do I need to replace my current terminal?
That depends on the terminal, software and processor. Include your existing setup when you speak with a specialist. Confirm integration, hardware, training and cancellation costs before switching.
Will the savings calculator give me a binding quote?
No. It illustrates the processing expense implied by the volume and effective rate you enter. Actual savings depend on eligibility, residual fees and the plan selected. Only a written proposal can establish your costs.