Keep more. Pay less in card fees.
PrimeSwipe helps independent US merchants understand their card processing costs and decide, with real numbers, whether a FeeShift pricing program or a lower-rate traditional setup makes sense.
Request a no-obligation savings review
Your fee, in plain numbers
Most merchants know their monthly card volume but not their effective rate: total fees divided by total card sales. That single number tells you what acceptance really costs. Our calculator turns it into an annual figure in seconds, and our review explains every line behind it.
What FeeShift is
FeeShift is PrimeSwipe's name for a review-led program that evaluates whether some or all card acceptance costs can be shifted through a disclosed pricing model, such as dual pricing, a cash discount, or a credit card surcharge, or reduced through better traditional pricing. The structure is chosen around your business, your customers and the rules that apply where you sell.
How a review works
Share your contact details and, if you like, a recent statement. We read the statement, calculate your effective rate, flag avoidable fees, and model the options that fit. You receive a written comparison and decide whether to move forward. There is no obligation and no automatic enrollment.
Built for independent merchants
Restaurants, retail shops, auto repair, service businesses and other independently owned merchants carry card costs on thin margins. We focus on helping those owners understand the numbers rather than selling a one-size-fits-all rate.
Honest about the rules
Card network rules, state law and your processor agreement all affect which pricing programs are allowed and how they must be disclosed. Every recommendation is reviewed against those requirements before you change anything at the register.
Frequently asked questions
What does PrimeSwipe help my business do?
PrimeSwipe helps merchants evaluate card-processing costs and choose between traditional pricing and eligible FeeShift programs. Start with a no-obligation savings review; the right recommendation depends on your business, payment mix, location and current agreement.
Can I really eliminate every processing expense?
Not necessarily. Eligible pricing programs can offset some processing costs, but equipment, software, monthly fees, debit acceptance and other charges may remain. Ask for a written total-cost comparison rather than relying on a headline rate.
What do I need to request a savings review?
Your name and email are enough to start. Business details and processing volume are optional. A specialist may later request a recent statement through an appropriate secure channel. Do not send card numbers, bank credentials or Social Security numbers through this website.
Is requesting a review a merchant-account application?
No. This short inquiry does not open an account or commit you to a contract. Underwriting, documentation, equipment compatibility and final pricing are reviewed separately before you decide.
Do I need to replace my current terminal?
That depends on the terminal, software and processor. Include your existing setup when you speak with a specialist. Confirm integration, hardware, training and cancellation costs before switching.
Will the savings calculator give me a binding quote?
No. It illustrates the processing expense implied by the volume and effective rate you enter. Actual savings depend on eligibility, residual fees and the plan selected. Only a written proposal can establish your costs.