Card pricing considerations for Texas merchants.
Texas surcharge rules have been the subject of legislation and litigation. Program design should follow current rules for your locations and channels.
Request a no-obligation savings review
Surcharge rules in flux
Texas has had statutory language addressing credit card surcharges, and its enforceability has been challenged in court. Because outcomes and guidance can change, we review the current position as part of every Texas quote instead of relying on a fixed answer.
High-ticket businesses
Auto repair, home services, equipment and contractors in Texas often handle large tickets where card costs are significant. Dual pricing on estimates and invoices is a common approach to evaluate.
Multi-location operators
Merchants with locations across Texas and neighboring states may need different disclosures by location. We map programs per location during review.
Our review
PrimeSwipe serves Texas merchants remotely; we do not claim a local office. Quotes are reviewed against applicable state and card network rules. This information is general and not legal advice.
Frequently asked questions
Why does my business location matter?
Pricing disclosures, surcharge restrictions and consumer-protection rules can vary by jurisdiction. A program must account for your business location and sales channels rather than use one generic national assumption.
Does a state page mean PrimeSwipe has a local office?
No. Location pages provide information for merchants evaluating services in that state. They do not claim a local branch, physical office or guaranteed on-site service.
Can one pricing setup work across all my locations?
Not always. Multi-state businesses should review each location's requirements and how pricing is displayed online and in-store. Ask for a location-by-location rollout checklist.
Are all fee-offset programs available in every state?
Do not assume that. Availability depends on state law, network requirements, processor policies and the precise pricing model. A specialist should review the proposed setup before enrollment.
How can I request a review for my location?
Use the short savings-review form and optionally include your state. Your inquiry starts a discussion; final service availability, eligibility and terms are confirmed separately.